F1000Research· 2026Q1

The Impact of Digital Finance Adoption on MSMEs in Indonesia - State of the Art

Andi Harmoko Arifin, Mediaty Mediaty, Maryanti Maryantia, Andriyansah Andriyansah

0citations
Q1SCImago
2026year

Short summary

A systematic review of 31 articles reveals digital finance adoption (e-payments, mobile banking, P2P lending, fintech) significantly enhances financial inclusion, efficiency, innovation, and performance for Indonesian MSMEs, though challenges like low digital literacy and urban-rural disparities persist.

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