New Political Economy· 2026Q1
Introduction: five vectors of FinTech disruption
- 1citations
- Q1SCImago
- 2026year
Short summary
FinTech is reshaping financial services and contemporary politics by introducing new forms of money and payment systems, leading to divergent policy responses and extending Big Tech's influence.
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Key points
- FinTech is transforming financial services with faster payments and new money forms.
- FinTech also disrupts politics, leading to varied policy responses to digital currencies.
- FinTech can extend Big Tech's societal reach and market power.
- Five vectors of FinTech disruption are identified: monetary order, political authority, security, inclusion/growth, and governance.
- Unchecked FinTech could lead to a new monetary disorder.
AI-generated from the title and abstract; the full text is not read.
Abstract
Financial Technologies (FinTech) such as mobile payments, blockchain and artificial intelligence are transforming financial services by powering faster payments and new forms of money in both developed and developing countries. FinTech is not only disrupting finance, we contend, but also contemporary politics by spurring divergent policy responses to cryptocurrencies, stablecoins and Central Bank Digital Currencies (CBDCs) and extending Big Tech’s societal reach and market power. FinTech is often presented as a catalyst for financial inclusion, but it can be a vehicle for criminality and corruption, and has intersected with the rise of right-wing populism. In this introduction, we identify five vectors of FinTech disruption covering (1) the international monetary order, (2) political authority, (3) security and trust, (4) inclusion, development and growth, and (5) financial governance. FinTech can be a force for good, but, if left unchecked, it has the potential to create a new monetary disorder.
The authors' abstract, as published at the source. New Political Economy, 2026 · DOI ↗
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